Mutual Fund - Service Details
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About Mutual Funds

A mutual fund is an investment vehicle that pools together money from many investors to purchase securities like stocks, bonds, and other assets. It is managed by a professional fund manager.

Types of Mutual Funds

Based on Asset Class:
Equity Funds: Invest mainly in stocks; high risk, high return.
Debt Funds: Invest in bonds and fixed-income securities; lower risk.
Hybrid Funds: Mix of equity and debt; moderate risk and return.
Money Market Funds: Invest in short-term debt instruments; very low risk.

Based on Structure:
Open-Ended Funds: Investors can buy/sell units anytime.
Closed-Ended Funds: Have a fixed maturity period and are traded on stock exchanges.

Based on Investment Goals:
Growth Funds: Aim for capital appreciation.
Income Funds: Focus on generating regular income.
Tax-Saving Funds (ELSS): Offer tax benefits under Section 80C (India)..

Benefits of Mutual Funds

Mutual funds offer many advantages for investors, especially those who may not have the time or expertise to manage their own investments. One of the biggest benefits is that mutual funds are managed by professional fund managers. These experts carefully research the market, select investments, and handle all the buying and selling decisions. This means even if you don’t know much about the stock market, your money is being handled by someone who does.

Another great benefit is diversification. When you invest in a mutual fund, your money is spread across many different assets such as stocks, bonds, or other securities. This reduces the overall risk because if one investment performs poorly, others might perform well and help balance the losses. You’re not putting all your eggs in one basket.

Mutual funds are also easy to start and flexible. You don’t need a large amount of money to begin investing. In fact, with options like Systematic Investment Plans (SIPs), you can start with small monthly investments. They are also quite liquid, meaning you can usually withdraw your money when needed, especially in open-ended funds. This makes them convenient for both short-term and long-term goals.

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Investrow Financial Services Private Limited

AMFI Reg No : ARN-194720 (Date of initial Registration: 05 January 2022; Current validity of ARN – 05 January 2028) BSE STAR MF - 55533
Disclaimer : Mutual funds and securities investments are subject to market risks. Past performance does not indicate future performance of the schemes of the fund. Please read offer documents carefully before investing. Insurance is a subject matter of solicitation.